/* IFB body layer: brings the content between hero and footer into the house style
   of header and footer (navy #0b1d3a, gold #c9a85c, ivory #f7f4ec).
   Text and images are untouched; only colour, rules, markers, links and buttons. */

:root {
  --ifb-n: #0b1d3a;
  --ifb-n2: #10264a;
  --ifb-g: #c9a85c;
  --ifb-gl: #e3cf9f;
  --ifb-gd: #a8873e;
  --ifb-ivory: #f7f4ec;
  --ifb-ink: #22293a;
  --ifb-hair: #e4dccb;
}

::selection { background: var(--ifb-gl); color: var(--ifb-n); }

/* 1. One navy: the Jimdo blue (#003366) becomes the header navy */
html body .css-184bkj8, html body .css-6p7zmt { background-color: var(--ifb-n) !important; }
html body section.oXRwe.ifb-intro { background-color: var(--ifb-ivory) !important; box-shadow: none !important; }
html body .css-19o9ubr { background-color: rgba(11, 29, 58, 0.55) !important; }
html body .css-zg6nm2 :is(h1, h2, h3, h4, h5, h6) { color: var(--ifb-n); }
html body .css-eifefg { color: var(--ifb-n); }
html body .css-1lpipqb { border-color: var(--ifb-n) !important; }
/* warning red becomes a restrained oxblood */
html body .css-1uzjk4f { background-color: #5e1b22 !important; }
html body .css-liz5vv { background-color: rgba(94, 27, 34, 0.6) !important; }

/* Navy sections: a gold hairline at the top edge, as under the header */
section.oXRwe.css-184bkj8:not([data-block-type="cover"]) {
  box-shadow: inset 0 1px 0 rgba(201, 168, 92, 0.55);
}

/* 2. Body text colour: ink instead of pure black on light sections */
section.oXRwe.css-9s1hn .tzGTZ .dh9us :is(p, li) { color: var(--ifb-ink); }
.tzGTZ .dh9us :is(p, li) strong,
.tzGTZ .dh9us :is(p, li) b { font-weight: 600; }
section.oXRwe.css-9s1hn .tzGTZ .dh9us :is(p, li) :is(strong, b) { color: var(--ifb-n); }

/* 3. Headings: a short gold rule above every section heading */
.tzGTZ .dh9us h2:not(.text-align-center)::before,
.tzGTZ .dh9us h1:not(:first-child):not(.text-align-center)::before {
  content: "";
  display: block;
  width: 44px;
  height: 1px;
  margin: 0 0 0.7em;
  background: var(--ifb-g);
}
.tzGTZ .dh9us h2.text-align-center::after {
  content: "";
  display: block;
  width: 44px;
  height: 1px;
  margin: 0.55em auto 0;
  background: var(--ifb-g);
}
.tzGTZ .dh9us h3 { color: inherit; }

/* 4. Lists: gold markers; numbers in the heading serif */
.tzGTZ .dh9us ul > li::marker { color: var(--ifb-g); font-size: 0.9em; }
.tzGTZ .dh9us ol > li::marker {
  color: var(--ifb-gd);
  font-family: "Cormorant Garamond", Georgia, serif;
  font-weight: 600;
  font-size: 1.12em;
}
section.oXRwe.css-184bkj8 .tzGTZ .dh9us ol > li::marker { color: var(--ifb-gl); }

/* 5. Links in running text: navy with a fine gold underline */
.tzGTZ .dh9us :is(p, li, h2, h3, h4) a {
  color: var(--ifb-n);
  text-decoration: underline;
  text-decoration-color: var(--ifb-g);
  text-decoration-thickness: 1px;
  text-underline-offset: 0.22em;
  transition: color 0.2s ease, text-decoration-color 0.2s ease;
}
.tzGTZ .dh9us :is(p, li, h2, h3, h4) a:hover { color: var(--ifb-gd); text-decoration-color: var(--ifb-gd); }
section.oXRwe.css-184bkj8 .tzGTZ .dh9us :is(p, li, h2, h3, h4) a,
section.oXRwe.css-1uzjk4f .tzGTZ .dh9us :is(p, li, h2, h3, h4) a { color: #fff; text-decoration-color: var(--ifb-gl); }
section.oXRwe.css-184bkj8 .tzGTZ .dh9us :is(p, li) a:hover { color: var(--ifb-gl); }

/* 6. Buttons: square, small capitals, navy with gold hairline - like the Contact button */
html body a.U1eE3 {
  display: inline-flex !important;
  align-items: center;
  justify-content: center;
  box-sizing: border-box;
  height: auto !important;
  width: auto !important;
  min-width: 11rem;
  line-height: 1.2 !important;
  border-radius: 0 !important;
  font-family: "DM Sans", Arial, sans-serif !important;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  font-size: 0.78rem !important;
  font-weight: 500;
  padding: 0.95em 1.6em !important;
  min-height: 0 !important;
  transition: background-color 0.2s ease, color 0.2s ease, border-color 0.2s ease;
}
html body a.U1eE3 .pSsxA { font: inherit !important; letter-spacing: inherit; color: inherit !important; padding: 0 !important; margin: 0 !important; border: 0 !important; background: none !important; min-height: 0 !important; height: auto !important; line-height: 1.2 !important; }
html body a.U1eE3.css-1sx2rwc {
  background-color: var(--ifb-n) !important;
  color: #fff !important;
  border: 1px solid var(--ifb-g) !important;
}
html body a.U1eE3.css-1sx2rwc:hover { background-color: var(--ifb-n2) !important; color: var(--ifb-gl) !important; }
html body a.U1eE3.css-xi3bv8 {
  background-color: transparent !important;
  color: var(--ifb-n) !important;
  border: 1px solid var(--ifb-n) !important;
}
section.oXRwe.css-184bkj8 a.U1eE3.css-xi3bv8,
section.oXRwe.css-1uzjk4f a.U1eE3.css-xi3bv8 {
  color: #fff !important;
  border-color: var(--ifb-g) !important;
}
html body a.U1eE3.css-xi3bv8:hover { background-color: var(--ifb-n) !important; color: #fff !important; border-color: var(--ifb-n) !important; }
section.oXRwe.css-184bkj8 a.U1eE3.css-xi3bv8:hover { background-color: var(--ifb-g) !important; color: var(--ifb-n) !important; border-color: var(--ifb-g) !important; }
html body a.U1eE3.css-u7q9qs {
  background-color: transparent !important;
  color: var(--ifb-n) !important;
  border: 1px solid var(--ifb-n) !important;
}
section.oXRwe.css-184bkj8 a.U1eE3.css-u7q9qs,
section.oXRwe.css-1uzjk4f a.U1eE3.css-u7q9qs,
section.oXRwe.css-6p7zmt a.U1eE3.css-u7q9qs,
section.oXRwe.css-q2nxa6 a.U1eE3.css-u7q9qs { color: #fff !important; border-color: var(--ifb-g) !important; }
html body a.U1eE3.css-u7q9qs:hover { background-color: var(--ifb-g) !important; color: var(--ifb-n) !important; border-color: var(--ifb-g) !important; }

/* 8. Images inside the reading column (diagrams, charts, photos): hairline frame */
.tzGTZ .FHs03:not(:has(.ifb-hero-img)),
.rhaBK .FHs03:not(:has(.ifb-hero-img)) {
  outline: 1px solid var(--ifb-hair);
  outline-offset: 0;
}

/* 9. Blockquotes and horizontal rules */
.tzGTZ .dh9us blockquote {
  margin: 1.2em 0;
  padding: 0.2em 0 0.2em 1.2em;
  border-left: 1px solid var(--ifb-g);
  font-family: "Cormorant Garamond", Georgia, serif;
  font-size: 1.22em;
  line-height: 1.45;
  color: var(--ifb-n);
}
.tzGTZ .dh9us hr { border: 0; height: 1px; background: var(--ifb-hair); margin: 2em 0; }

/* 10. Tables (HTML tables that replaced table images): house style */
.ifb-table-block { margin: 1.4rem 0 0.8rem; }
.ifb-table-wrap { border-top: 1px solid var(--ifb-n); }
.ifb-table { color: var(--ifb-ink); }
.ifb-table thead th {
  color: var(--ifb-n);
  font-size: 0.72em;
  letter-spacing: 0.12em;
  padding-top: 1em;
  padding-bottom: 0.9em;
  border-bottom: 1px solid var(--ifb-g) !important;
  white-space: normal;
  vertical-align: bottom;
}
.ifb-table tbody th {
  font-family: "Cormorant Garamond", Georgia, serif;
  font-size: 1.12em;
  font-weight: 600;
  line-height: 1.3;
  color: var(--ifb-n);
  min-width: 9.5em;
}
.ifb-table td, .ifb-table th { border-bottom-color: var(--ifb-hair) !important; }
.ifb-table tbody tr { transition: background-color 0.15s ease; }
.ifb-table tbody tr:hover { background: rgba(201, 168, 92, 0.07); }
.ifb-table tbody tr:last-child > * { border-bottom: 1px solid var(--ifb-n) !important; }
.ifb-table-block .ifb-table-title { color: var(--ifb-n); }
.ifb-table-block p.ifb-table-note {
  font-size: 0.9rem !important;
  line-height: 1.55 !important;
  opacity: 1;
  color: #5a6170;
  margin-top: 0.8rem !important;
}
section.oXRwe.css-184bkj8 .ifb-table, section.oXRwe.css-184bkj8 .ifb-table :is(th, td) { color: #fff; }
section.oXRwe.css-184bkj8 .ifb-table-wrap { border-top-color: var(--ifb-g); }
@media (max-width: 700px) {
  .ifb-table tbody th { min-width: 7.5em; }
}

/* 11. Photographs: one colour world (slightly cooler, calmer, less saturated) */
img.ifb-photo { filter: saturate(0.78) contrast(1.04) brightness(0.97) sepia(0.05); }
.OAT9p:has(> img.ifb-photo)::after {
  content: ""; position: absolute; inset: 0; pointer-events: none;
  background: linear-gradient(180deg, rgba(11, 29, 58, 0.06), rgba(11, 29, 58, 0.16));
  mix-blend-mode: multiply;
}

/* 12. Opening statement: the first paragraph of a page reads as a lead */
.tzGTZ .dh9us p.ifb-lead {
  font-family: "Cormorant Garamond", Georgia, serif !important;
  font-size: clamp(1.32rem, 1.1rem + 0.75vw, 1.7rem) !important;
  line-height: 1.45 !important;
  font-weight: 500;
  color: var(--ifb-n) !important;
  text-align: left !important;
  hyphens: manual !important;
  padding-left: 1.1em;
  border-left: 1px solid var(--ifb-g);
  margin-bottom: 1.1em !important;
}
section.oXRwe:is(.css-184bkj8, .css-6p7zmt, .css-q2nxa6, .css-1uzjk4f) .tzGTZ .dh9us p.ifb-lead { color: #fff !important; }
.tzGTZ .dh9us p.ifb-lead a { color: inherit; }

/* 13. Long numbered lists as a grid of cards with gold numerals */
.tzGTZ .dh9us ol.ifb-cards {
  list-style: none; counter-reset: ifbc; padding: 0 !important; margin: 1.4em 0 0.4em;
  display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 22rem), 1fr)); gap: 0;
  border-top: 1px solid var(--ifb-hair); border-left: 1px solid var(--ifb-hair);
}
.tzGTZ .dh9us ol.ifb-cards > li {
  counter-increment: ifbc; position: relative; margin: 0 !important;
  background: #fff; padding: 1.35em 1.4em 1.4em 3.6em;
  border-right: 1px solid var(--ifb-hair); border-bottom: 1px solid var(--ifb-hair);
  font-size: clamp(0.98rem, 0.94rem + 0.15vw, 1.06rem) !important; line-height: 1.6 !important;
  text-align: left !important; hyphens: manual !important;
}
.ifb-sec-ivory .tzGTZ .dh9us ol.ifb-cards > li { background: #fffdf8; }
.tzGTZ .dh9us ol.ifb-cards > li::marker { content: none; }
.tzGTZ .dh9us ol.ifb-cards > li::before {
  content: counter(ifbc, decimal-leading-zero); position: absolute; left: 1.15em; top: 1.05em;
  font-family: "Cormorant Garamond", Georgia, serif; font-size: 1.35em; font-weight: 600; color: var(--ifb-g); line-height: 1;
}
.tzGTZ .dh9us ol.ifb-cards .ifb-card-h {
  display: block; margin-bottom: 0.35em;
  font-family: "Cormorant Garamond", Georgia, serif; font-size: 1.28em; font-weight: 600; line-height: 1.25; color: var(--ifb-n);
}
.tzGTZ .dh9us ol.ifb-cards .ifb-colon { display: none; }
section.oXRwe:is(.css-184bkj8, .css-6p7zmt, .css-q2nxa6, .css-1uzjk4f) .tzGTZ .dh9us ol.ifb-cards, section.oXRwe:is(.css-184bkj8, .css-6p7zmt, .css-q2nxa6, .css-1uzjk4f) .tzGTZ .dh9us ol.ifb-cards > li { border-color: rgba(201,168,92,.35); }
section.oXRwe:is(.css-184bkj8, .css-6p7zmt, .css-q2nxa6, .css-1uzjk4f) .tzGTZ .dh9us ol.ifb-cards > li { background: rgba(255,255,255,.03); color: #fff; }
section.oXRwe:is(.css-184bkj8, .css-6p7zmt, .css-q2nxa6, .css-1uzjk4f) .tzGTZ .dh9us ol.ifb-cards .ifb-card-h { color: #fff; }

/* 14. Rhythm: ivory marks data sections (tables, card grids); calm, even spacing */
html body section.oXRwe.ifb-sec-ivory { background-color: var(--ifb-ivory) !important; }
section.oXRwe.ifb-sec-ivory .ifb-table tbody tr:hover { background: rgba(255,255,255,.6); }
section.oXRwe:not([data-block-type="cover"]):is(.css-184bkj8, .ifb-sec-ivory) > .plfvA {
  padding-top: clamp(2.6rem, 1.6rem + 3vw, 4.8rem) !important;
  padding-bottom: clamp(2.6rem, 1.6rem + 3vw, 4.8rem) !important;
}
section.oXRwe.ifb-sec-ivory + section.oXRwe.ifb-sec-ivory > .plfvA { padding-top: 0 !important; }

/* 15. Figures band (key numbers set large) */
.ifb-figs { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 11rem), 1fr)); gap: 0; margin: 1.6em 0 0.6em; border-top: 1px solid var(--ifb-g); border-bottom: 1px solid var(--ifb-hair); }
.ifb-fig { padding: 1.3em 1.2em 1.2em 0; }
.ifb-fig + .ifb-fig { padding-left: 1.2em; border-left: 1px solid var(--ifb-hair); }
.ifb-fig b { display: block; font-family: "Cormorant Garamond", Georgia, serif; font-weight: 500; font-size: clamp(2rem, 1.5rem + 1.6vw, 2.9rem); line-height: 1; color: var(--ifb-n); font-variant-numeric: lining-nums; }
.ifb-fig span { display: block; margin-top: 0.55em; font: 500 0.7rem/1.45 "DM Sans", sans-serif; letter-spacing: 0.14em; text-transform: uppercase; color: #5a6170; }

/* 16. Quiet reveal on scroll (only when JS is present; respects reduced motion) */
@media (prefers-reduced-motion: no-preference) {
  html.ifb-rv section.oXRwe.ifb-rv-x > .plfvA { opacity: 0; transform: translateY(18px); transition: opacity 0.9s ease, transform 0.9s cubic-bezier(.2,.7,.2,1); }
  html.ifb-rv section.oXRwe.ifb-rv-x.is-in > .plfvA { opacity: 1; transform: none; }
}

/* 17. Graphics and diagrams (artwork untouched): set on the page's own paper.
   White backgrounds blend into ivory (multiply), colours are calmed slightly, a mat of air around them. */
.OAT9p:has(> img.ifb-graphic) { background: var(--ifb-ivory); }
img.ifb-graphic { mix-blend-mode: multiply; filter: saturate(0.82) contrast(1.03); }
.tzGTZ .FHs03:has(img.ifb-graphic), .rhaBK .FHs03:has(img.ifb-graphic) { outline: 0; box-shadow: inset 0 2px 0 var(--ifb-g); }
.tzGTZ .OAT9p:has(> img.ifb-graphic), .rhaBK .OAT9p:has(> img.ifb-graphic) { padding: clamp(10px, 2.2%, 22px); box-sizing: border-box; }
.tzGTZ .OAT9p > img.ifb-graphic, .rhaBK .OAT9p > img.ifb-graphic { object-fit: contain !important; }
/* inside ivory sections the mat turns white so the plate still reads as a plate */
section.ifb-sec-ivory .OAT9p:has(> img.ifb-graphic) { background: #fffdf8; }

/* 18. Further reading: three related pages before the introduction form */
section.oXRwe.ifb-related { background: #fff; border-top: 1px solid var(--ifb-hair); }
.ifb-rel-in { max-width: 1180px; margin: 0 auto; padding: clamp(3rem, 2rem + 3vw, 5rem) clamp(16px, 4vw, 48px); }
.ifb-rel-h { margin: 0 0 1.6rem; font: 500 0.72rem/1 "DM Sans", sans-serif; letter-spacing: 0.22em; text-transform: uppercase; color: var(--ifb-gd); }
.ifb-rel-h::after { content: ""; display: block; width: 44px; height: 1px; background: var(--ifb-g); margin-top: 1rem; }
.ifb-rel-g { display: grid; grid-template-columns: repeat(3, 1fr); gap: clamp(16px, 2.4vw, 32px); }
.ifb-rel-c { display: flex; flex-direction: column; text-decoration: none; color: var(--ifb-n); }
.ifb-rel-i { display: block; aspect-ratio: 16 / 10; overflow: hidden; background: var(--ifb-n); margin-bottom: 1.1rem; }
.ifb-rel-i img { width: 100%; height: 100%; object-fit: cover; object-position: 70% 50%; display: block; transition: transform 1.2s cubic-bezier(.2,.7,.2,1), opacity .4s; }
.ifb-rel-c:hover .ifb-rel-i img { transform: scale(1.04); }
.ifb-rel-e { font: 500 0.66rem/1.3 "DM Sans", sans-serif; letter-spacing: 0.18em; text-transform: uppercase; color: var(--ifb-gd); margin-bottom: 0.5rem; }
.ifb-rel-t { font: 500 clamp(1.35rem, 1.15rem + 0.6vw, 1.7rem)/1.2 "Cormorant Garamond", Georgia, serif; }
.ifb-rel-a { margin-top: 0.8rem; font: 500 0.7rem/1 "DM Sans", sans-serif; letter-spacing: 0.14em; text-transform: uppercase; color: var(--ifb-n); }
.ifb-rel-a::after { content: " \2192"; color: var(--ifb-g); transition: margin .2s; }
.ifb-rel-c:hover .ifb-rel-a::after { margin-left: 4px; }
@media (max-width: 760px) { .ifb-rel-g { grid-template-columns: 1fr; gap: 28px; } }

/* 19. Print / Save as PDF: the page as a document of the bank */
.ifb-printhead, .ifb-printfoot { display: none; }
@page { size: A4; margin: 16mm 16mm 18mm; @bottom-right { content: counter(page) " / " counter(pages); font: 8pt "DM Sans", sans-serif; color: #7a8090; } @bottom-left { content: "International Finance Bank LTD"; font: 8pt "DM Sans", sans-serif; color: #7a8090; } }
@media print {
  html, body { background: #fff !important; }
  * { -webkit-print-color-adjust: exact; print-color-adjust: exact; box-shadow: none !important; animation: none !important; }
  .ifbhd, .ifbhd-spacer, header.foFqY, html.ifbhd-on header.foFqY, .ifb-intro, .ifb-related, .ifb-ft, .ifb-mbar, .ifb-progress, .ifb-toc,
  video, iframe, .ifb-ytf, a.U1eE3, .swiper-button-prev, .swiper-button-next, .ifb-sl-nav, .ifb-sl-dots, [class*="ifb-sl-"] button, .ifbhd__search, .ifbhd__lang { display: none !important; }
  .ifb-printhead { display: flex !important; align-items: center; justify-content: space-between; padding: 0 0 5mm; margin: 0 0 7mm; border-bottom: 0.6pt solid #c9a85c; }
  .ifb-printhead .ph-n { font: 600 17pt/1.1 "Cormorant Garamond", Georgia, serif; color: #0b1d3a; }
  .ifb-printhead .ph-s { font: 500 6.5pt/1 "DM Sans", sans-serif; letter-spacing: .28em; text-transform: uppercase; color: #a8873e; margin-top: 2mm; }
  .ifb-printhead img { height: 15mm; width: auto; }
  .ifb-printfoot { display: block !important; margin-top: 10mm; padding-top: 4mm; border-top: 0.6pt solid #c9a85c; font: 7.5pt/1.5 "DM Sans", sans-serif; color: #5a6170; }
  section.oXRwe { background: #fff !important; break-inside: auto; }
  section.oXRwe[data-block-type="cover"] { min-height: 0 !important; height: auto !important; }
  section.oXRwe[data-block-type="cover"] img, .ifb-hero-shade, .ifb-hero-img, .ifb-split-img { display: none !important; }
  .ifb-hero-text { position: static !important; transform: none !important; max-width: none !important; color: #0b1d3a !important; padding: 0 0 4mm !important; }
  .ifb-hero-title { color: #0b1d3a !important; font-size: 26pt !important; }
  .ifb-hero-sub { color: #5a6170 !important; }
  section.oXRwe *, section.oXRwe :is(h1,h2,h3,h4,p,li,td,th,span,strong) { color: #22293a !important; background-color: transparent !important; }
  section.oXRwe :is(h1,h2,h3,h4), .ifb-table tbody th, .ifb-card-h { color: #0b1d3a !important; }
  .tzGTZ .dh9us :is(p, li) { font-size: 10pt !important; line-height: 1.5 !important; }
  .tzGTZ .dh9us h2 { font-size: 17pt !important; break-after: avoid; }
  .tzGTZ .dh9us h3 { font-size: 13pt !important; break-after: avoid; }
  .plfvA { padding-top: 3mm !important; padding-bottom: 3mm !important; }
  .plfvA > .tzGTZ, .plfvA > .rhaBK { max-width: none !important; }
  img { break-inside: avoid; max-height: 120mm; }
  .ifb-table-wrap, .ifb-cards > li, figure { break-inside: avoid; }
  ol.ifb-cards { display: block !important; border: 0 !important; }
  ol.ifb-cards > li { border: 0 !important; border-bottom: 0.4pt solid #e4dccb !important; padding: 2.5mm 0 2.5mm 10mm !important; }
  a { color: inherit !important; text-decoration: none !important; }
  .OAT9p:has(> img.ifb-photo)::after { display: none; }
  img.ifb-photo, img.ifb-graphic { filter: none !important; mix-blend-mode: normal !important; }
  html.ifb-rv section.oXRwe.ifb-rv-x > .plfvA { opacity: 1 !important; transform: none !important; }
}

/* 20. Home: Verify an IFB Document band */
section.oXRwe.ifb-verify { background: var(--ifb-n); box-shadow: inset 0 1px 0 rgba(201,168,92,.55); color: #fff; }
.ifb-vf-in { max-width: 1180px; margin: 0 auto; padding: clamp(2.8rem, 2rem + 2.5vw, 4.4rem) clamp(16px, 4vw, 48px); display: grid; grid-template-columns: 1fr 1.4fr; gap: clamp(24px, 5vw, 80px); align-items: center; }
.ifb-vf-e { margin: 0 0 .9rem; font: 500 .7rem/1 "DM Sans", sans-serif; letter-spacing: .22em; text-transform: uppercase; color: var(--ifb-g); }
.ifb-vf-h { margin: 0; font: 500 clamp(1.9rem, 1.4rem + 1.6vw, 2.8rem)/1.1 "Cormorant Garamond", Georgia, serif; color: #fff; }
.ifb-vf-h::after { content: ""; display: block; width: 44px; height: 1px; background: var(--ifb-g); margin-top: 1.1rem; }
.ifb-vf-b p { margin: 0 0 1.5rem; font: 400 1.02rem/1.7 "DM Sans", sans-serif; color: rgba(255,255,255,.82); }
.ifb-vf-a { display: inline-flex; align-items: center; justify-content: center; min-width: 11rem; padding: .95em 1.6em; border: 1px solid var(--ifb-g); color: #fff; text-decoration: none; font: 500 .78rem/1.2 "DM Sans", sans-serif; letter-spacing: .12em; text-transform: uppercase; transition: background .2s, color .2s; }
.ifb-vf-a:hover { background: var(--ifb-g); color: var(--ifb-n); }
@media (max-width: 760px) { .ifb-vf-in { grid-template-columns: 1fr; } }
@media print { section.oXRwe.ifb-verify { background: #fff !important; } }

/* 21. Footer full width (Jimdo wrapper had boxed it in) */
.oXRwe:has(> .plfvA > footer.ifb-ft) { padding: 0 !important; background: var(--ifb-n) !important; }
.plfvA:has(> footer.ifb-ft) { max-width: none !important; width: 100% !important; padding: 0 !important; margin: 0 !important; }
.plfvA > footer.ifb-ft { width: 100% !important; max-width: none !important; margin: 0 !important; box-sizing: border-box !important; }
.ifb-ft-in { max-width: 1180px; margin: 0 auto; }

/* 22. Linkable headings + register link */
.dh9us :is(h2, h3)[id] { scroll-margin-top: 120px; }
.ifb-anch { display: inline-flex; vertical-align: middle; margin-left: .35em; padding: 4px; color: var(--ifb-g); opacity: 0; transition: opacity .2s; text-decoration: none !important; }
.dh9us :is(h2, h3):hover .ifb-anch, .ifb-anch:focus-visible { opacity: 1; }
@media (hover: none) { .ifb-anch { opacity: .55; } }
.ifb-anch svg { display: block; }
.ifb-toast { position: fixed; left: 50%; bottom: 28px; transform: translate(-50%, 20px); z-index: 2200; background: var(--ifb-n); color: #fff; border: 1px solid var(--ifb-g); padding: 10px 18px; font: 500 .74rem/1.2 "DM Sans", sans-serif; letter-spacing: .12em; text-transform: uppercase; opacity: 0; pointer-events: none; transition: opacity .25s, transform .25s; }
.ifb-toast.is-on { opacity: 1; transform: translate(-50%, 0); }
a.ifb-aofa { color: inherit; text-decoration: underline; text-decoration-color: rgba(201,168,92,.7); text-underline-offset: .2em; }
a.ifb-aofa:hover { color: var(--ifb-gl); }
.ifb-aofa-v { display: block; margin-top: .6em; font: 500 .68rem/1.3 "DM Sans", sans-serif; letter-spacing: .14em; text-transform: uppercase; color: var(--ifb-n); text-decoration: none; }
.ifb-aofa-v::after { content: " \2192"; color: var(--ifb-g); }
.ifb-aofa-v:hover { color: var(--ifb-gd); }
@media print { .ifb-anch, .ifb-toast { display: none !important; } }

/* 23. Coloured cards (Jimdo column backgrounds): inner margin so text never touches the edge; blue -> house navy */
.utmr4[style*="#003366"], .utmr4[style*="#021324"], .utmr4[style*="#000000"] { background-color: #132a50 !important; box-shadow: inset 0 2px 0 var(--ifb-g); }
.utmr4:not([style*="#FFFFFF"]):not([style*="#ffffff"]) .dh9us { padding: clamp(18px, 2.4vw, 30px) clamp(18px, 2.6vw, 32px) !important; }
section.oXRwe.css-9s1hn .utmr4[style*="#003366"] { background-color: var(--ifb-n) !important; }

/* 24. Fee calculator above fee tables */
.ifb-fx { margin: 1.6rem 0 0.2rem; padding: 1rem 1.2rem 0.85rem; background: #fffdf8; border: 1px solid var(--ifb-hair); border-top: 2px solid var(--ifb-g); font-family: "DM Sans", Arial, sans-serif; }
.ifb-sec-ivory .ifb-fx { background: #fff; }
.ifb-fx-row { display: flex; flex-wrap: wrap; align-items: flex-end; gap: 14px 22px; }
.ifb-fx-k { flex: 1 1 100%; font: 500 .68rem/1 "DM Sans", sans-serif; letter-spacing: .2em; text-transform: uppercase; color: var(--ifb-gd); }
.ifb-fx-f { display: flex; flex-direction: column; gap: 6px; flex: 1 1 14rem; max-width: 22rem; }
.ifb-fx-f > span { font: 500 .66rem/1 "DM Sans", sans-serif; letter-spacing: .14em; text-transform: uppercase; color: #5a6170; }
.ifb-fx-f input, .ifb-fx-f select { font: 400 1rem/1.3 "DM Sans", sans-serif; color: var(--ifb-n); background: #fff; border: 0; border-bottom: 1px solid var(--ifb-n); border-radius: 0; padding: 8px 2px; -webkit-appearance: none; appearance: none; outline: 0; width: 100%; box-sizing: border-box; }
.ifb-fx-f select { background-image: linear-gradient(45deg, transparent 50%, var(--ifb-g) 50%), linear-gradient(135deg, var(--ifb-g) 50%, transparent 50%); background-position: calc(100% - 12px) 55%, calc(100% - 7px) 55%; background-size: 5px 5px; background-repeat: no-repeat; padding-right: 26px; }
.ifb-fx-f input:focus, .ifb-fx-f select:focus { border-bottom-color: var(--ifb-g); }
.ifb-fx-n { margin: .8rem 0 0 !important; font-size: .78rem !important; line-height: 1.45 !important; color: #6a7080 !important; text-align: left !important; }
.ifb-fx-v { display: block; margin-top: .35em; font: 600 1.18em/1.3 "DM Sans", sans-serif; color: var(--ifb-n); font-variant-numeric: tabular-nums; letter-spacing: .005em; }
section.oXRwe.css-184bkj8 .ifb-fx { background: rgba(255,255,255,.04); border-color: rgba(201,168,92,.35); }
section.oXRwe.css-184bkj8 .ifb-fx-f input, section.oXRwe.css-184bkj8 .ifb-fx-f select { background-color: transparent; color: #fff; border-bottom-color: rgba(255,255,255,.6); }
section.oXRwe.css-184bkj8 .ifb-fx-v { color: var(--ifb-gl); }
@media print { .ifb-fx { display: none !important; } .ifb-fx-v { display: none !important; } }

/* 25. Glossary terms in the text and their definition card */
.ifb-gt { text-decoration: underline dotted; text-decoration-color: var(--ifb-g); text-decoration-thickness: 1px; text-underline-offset: 0.22em; cursor: help; border-radius: 2px; transition: background-color .15s; }
.ifb-gt:hover, .ifb-gt.is-on, .ifb-gt:focus-visible { background-color: rgba(201,168,92,.16); outline: 0; }
.ifb-gcard { position: absolute; z-index: 2150; background: var(--ifb-n); color: #fff; border-top: 2px solid var(--ifb-g); box-shadow: 0 16px 36px rgba(6,14,30,.32); padding: 14px 18px 14px; font-family: "DM Sans", sans-serif; box-sizing: border-box; }
.ifb-gcard[hidden] { display: none; }
.ifb-gcard p { margin: 0; text-align: left; }
.ifb-gcard-k { font: 500 .6rem/1 "DM Sans", sans-serif; letter-spacing: .2em; text-transform: uppercase; color: var(--ifb-g); margin-bottom: 8px !important; }
.ifb-gcard-t { font: 500 1.2rem/1.25 "Cormorant Garamond", Georgia, serif; margin-bottom: 6px !important; }
.ifb-gcard-d { font-size: .88rem; line-height: 1.55; color: rgba(255,255,255,.85); }
.ifb-gcard-a { display: inline-block; margin-top: 10px; font: 500 .66rem/1 "DM Sans", sans-serif; letter-spacing: .14em; text-transform: uppercase; color: var(--ifb-gl); text-decoration: none; }
.ifb-gcard-a::after { content: " \2192"; }
@media print { .ifb-gt { text-decoration: none; } .ifb-gcard { display: none !important; } }

/* 26. Wealth management scenario calculator */
.ifb-wsc .ifb-fx-k { display: block; margin-bottom: 12px; }
.ifb-wsc input[type=range] { -webkit-appearance: none; appearance: none; height: 2px; background: var(--ifb-n); border: 0; padding: 0; margin: 16px 0 10px; }
.ifb-wsc input[type=range]::-webkit-slider-thumb { -webkit-appearance: none; width: 18px; height: 18px; border-radius: 50%; background: var(--ifb-g); border: 2px solid #fff; box-shadow: 0 0 0 1px var(--ifb-g); cursor: pointer; }
.ifb-wsc input[type=range]::-moz-range-thumb { width: 16px; height: 16px; border-radius: 50%; background: var(--ifb-g); border: 2px solid #fff; }
.ifb-wsc-rv { color: var(--ifb-n); font-weight: 600; letter-spacing: 0; }
.ifb-wsc-g { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 14rem), 1fr)); gap: 0; margin-top: 18px; border-top: 1px solid var(--ifb-hair); border-left: 1px solid var(--ifb-hair); }
.ifb-wsc-c { padding: 16px 18px; border-right: 1px solid var(--ifb-hair); border-bottom: 1px solid var(--ifb-hair); background: #fff; }
.ifb-wsc-c.is-best { box-shadow: inset 0 2px 0 var(--ifb-g); }
.ifb-wsc-n { margin: 0 0 10px !important; font: 600 1.2rem/1.2 "Cormorant Garamond", Georgia, serif !important; color: var(--ifb-n); text-align: left !important; }
.ifb-wsc dl { margin: 0; display: grid; grid-template-columns: 1fr auto; gap: 6px 10px; font-size: .84rem; }
.ifb-wsc dt { color: #5a6170; } .ifb-wsc dd { margin: 0; text-align: right; font-variant-numeric: tabular-nums; color: var(--ifb-ink); }
.ifb-wsc-net { margin: 12px 0 0 !important; padding-top: 10px; border-top: 1px solid var(--ifb-hair); font: 500 1.15rem/1.2 "DM Sans", sans-serif !important; color: var(--ifb-n); text-align: left !important; font-variant-numeric: tabular-nums; }
.ifb-wsc-net span { display: block; font: 500 .62rem/1 "DM Sans", sans-serif; letter-spacing: .16em; text-transform: uppercase; color: var(--ifb-gd); margin-bottom: 6px; }
.ifb-wsc-net small { font-size: .78rem; color: var(--ifb-gd); margin-left: 4px; }

/* 27. Jurisdiction comparison */
.ifb-cmp .ifb-fx-k { display: block; margin-bottom: 6px; }
.ifb-cmp-h { margin: 0 0 12px !important; font-size: .82rem !important; color: #6a7080 !important; text-align: left !important; }
.ifb-cmp-chips { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 16px; }
.ifb-cmp-chip { font: 500 .78rem/1 "DM Sans", sans-serif; letter-spacing: .04em; padding: 9px 14px; border: 1px solid var(--ifb-hair); background: #fff; color: var(--ifb-n); cursor: pointer; border-radius: 0; transition: background .15s, border-color .15s, color .15s; }
.ifb-cmp-chip:hover { border-color: var(--ifb-g); }
.ifb-cmp-chip.is-on { background: var(--ifb-n); color: #fff; border-color: var(--ifb-n); box-shadow: inset 0 -2px 0 var(--ifb-g); }
.ifb-cmp-row { display: grid; grid-template-columns: minmax(7rem, 0.8fr) repeat(var(--n, 2), 1fr); border-bottom: 1px solid var(--ifb-hair); }
.ifb-cmp-g { --n: 2; }
.ifb-cmp-g .ifb-cmp-row { grid-template-columns: minmax(7rem, 0.8fr) repeat(var(--n), 1fr); }
.ifb-cmp-l { padding: 10px 10px 10px 0; font: 500 .66rem/1.35 "DM Sans", sans-serif; letter-spacing: .12em; text-transform: uppercase; color: #5a6170; }
.ifb-cmp-v { padding: 10px 12px; font-size: .9rem; line-height: 1.45; color: var(--ifb-ink); border-left: 1px solid var(--ifb-hair); }
.ifb-cmp-top { border-bottom: 1px solid var(--ifb-g); }
.ifb-cmp-name { font: 600 1.15rem/1.2 "Cormorant Garamond", Georgia, serif; color: var(--ifb-n); }
@media (max-width: 600px) { .ifb-cmp-g .ifb-cmp-row { grid-template-columns: repeat(var(--n), 1fr); } .ifb-cmp-l { grid-column: 1 / -1; padding-bottom: 0; } .ifb-cmp-v:first-of-type { border-left: 0; padding-left: 0; } }
@media print { .ifb-cmp, .ifb-wsc { display: none !important; } }
.ifb-fx p.ifb-fx-k { font: 500 .68rem/1 "DM Sans", sans-serif !important; letter-spacing: .2em !important; text-transform: uppercase; color: var(--ifb-gd) !important; text-align: left !important; }

/* 28. Links inside house tables: same treatment as running text */
.ifb-table :is(td, th) a {
  color: var(--ifb-n);
  text-decoration: underline;
  text-decoration-color: var(--ifb-g);
  text-decoration-thickness: 1px;
  text-underline-offset: 0.22em;
}
.ifb-table :is(td, th) a:hover { text-decoration-thickness: 2px; }
.ifb-table--steps th[scope="row"] { width: 3.5rem; }
.ifb-table--steps td:first-of-type { width: 26%; }

/* 29. Split sections on narrow screens: the image box takes the reserved height of its column */
@media (max-width: 800px) {
  .ewwMa > .FHs03.gDjC1 { position: absolute !important; inset: 0; height: auto; }
}

/* 30. Glossary page: search bar, A-Z, one block per term */
.ifb-gl-bar { position: relative; z-index: 5; background: #fff; padding: 14px 0 12px; margin: 8px 0 24px; border-bottom: 1px solid var(--ifb-g); }
.ifb-gl-lab { display: block; font: 600 11px/1 "DM Sans", sans-serif; letter-spacing: .22em; text-transform: uppercase; color: #a8873e; margin-bottom: 8px; }
.ifb-gl-row { display: flex; align-items: center; gap: 14px; }
.ifb-gl-q { flex: 1; min-width: 0; font: 400 17px/1.3 "DM Sans", sans-serif; color: var(--ifb-n); padding: 12px 14px; border: 1px solid #c9ccd4; border-radius: 0; background: #fff; -webkit-appearance: none; appearance: none; }
.ifb-gl-q:focus { outline: none; border-color: var(--ifb-n); box-shadow: 0 0 0 2px rgba(201,168,92,.35); }
.ifb-gl-n { font: 500 13px/1 "DM Sans", sans-serif; color: #5b6476; white-space: nowrap; }
.ifb-gl-az { display: flex; flex-wrap: wrap; gap: 2px 10px; margin-top: 10px; }
.ifb-gl-az a { font: 600 13px/1.6 "DM Sans", sans-serif; color: var(--ifb-n); text-decoration: none; }
.ifb-gl-az a:hover { color: #a8873e; }
.ifb-gl-l { scroll-margin-top: 220px; margin: 34px 0 10px; font-size: 1.9rem; color: var(--ifb-n); border-bottom: 1px solid #e6e1d4; padding-bottom: 4px; }
.ifb-gl-l::before { display: none !important; }
.ifb-gl-e { scroll-margin-top: 220px; padding: 10px 0; border-bottom: 1px solid #f0ece2; }
.ifb-gl-e p { margin: 0 0 .5em; }
.ifb-gl-e.is-term strong:first-child { background: rgba(201,168,92,.22); }
.ifb-gl-none { padding: 24px 0; color: #5b6476; }
.ifb-gl-bar.is-fixed { position: fixed; margin: 0; padding: 12px 0 10px; box-shadow: 0 8px 18px -14px rgba(11,29,58,.45); }
.ifb-gl-bar.is-fixed .ifb-gl-lab { display: none; }
@media (max-width: 760px) { .ifb-gl-az { gap: 2px 8px; } .ifb-gl-l, .ifb-gl-e { scroll-margin-top: 200px; } }

/* 31. Glossary: note above the Ice Age symbol chart (dark section) */
p.ifb-sym-note { font: 400 1.18rem/1.65 "Cormorant Garamond", Georgia, serif; color: #f4efe3; text-align: justify; hyphens: auto; max-width: 62rem; margin: 0 0 .9em; }
@media (max-width: 760px) { p.ifb-sym-note { font-size: 1.08rem; text-align: left; } }

/* 32. Animated process timeline (account opening: application review) */
section.ifb-proc { box-sizing: border-box; width: 100%; max-width: 100%; background: var(--ifb-ivory); padding: clamp(3rem, 2rem + 3vw, 5.5rem) clamp(16px, 4vw, 48px); }
.ifb-proc-in { max-width: 980px; margin: 0 auto; }
.ifb-proc p.ifb-proc-k { margin: 0 0 .8rem; font: 500 .72rem/1 "DM Sans", sans-serif; letter-spacing: .22em; text-transform: uppercase; color: var(--ifb-gd); text-align: center; }
.ifb-proc h2 { margin: 0 0 1rem; text-align: center; font: 500 clamp(2rem, 1.5rem + 1.6vw, 2.9rem)/1.15 "Cormorant Garamond", Georgia, serif; color: var(--ifb-n); }
.ifb-proc p.ifb-proc-lead { max-width: 680px; margin: 0 auto 3.2rem; text-align: center; font: 400 1.02rem/1.7 "DM Sans", sans-serif; color: var(--ifb-ink); }
.ifb-proc-tl { position: relative; }
.ifb-proc-tl ol { list-style: none; margin: 0; padding: 0; }
.ifb-proc-tl::before, .ifb-proc-bar { content: ""; position: absolute; left: 50%; top: 8px; bottom: 8px; width: 2px; margin-left: -1px; background: var(--ifb-hair); }
.ifb-proc-bar { background: linear-gradient(var(--ifb-g), var(--ifb-gd)); transform-origin: top; transform: scaleY(var(--p, 0)); transition: transform .2s linear; }
.ifb-proc-s { position: relative; width: 50%; padding: 0 3.2rem 2.6rem 0; text-align: right; box-sizing: border-box; }
.ifb-proc-s:nth-child(even) { margin-left: 50%; padding: 0 0 2.6rem 3.2rem; text-align: left; }
.ifb-proc-n { position: absolute; top: 0; right: -23px; width: 46px; height: 46px; border-radius: 50%; display: grid; place-items: center; background: #fff; border: 1px solid var(--ifb-g); color: var(--ifb-n); font: 500 1.35rem/1 "Cormorant Garamond", Georgia, serif; z-index: 1; transition: background .5s, color .5s, box-shadow .5s; }
.ifb-proc-s:nth-child(even) .ifb-proc-n { right: auto; left: -23px; }
.ifb-proc-s h3 { margin: .45rem 0 .5rem; font: 500 1.45rem/1.25 "Cormorant Garamond", Georgia, serif; color: var(--ifb-n); }
.ifb-proc-s p { margin: 0; font: 400 .98rem/1.65 "DM Sans", sans-serif; color: var(--ifb-ink); }
.ifb-proc-t { display: inline-block; margin-top: .7rem; padding: .25rem .6rem; font: 500 .7rem/1.2 "DM Sans", sans-serif; letter-spacing: .12em; text-transform: uppercase; color: var(--ifb-gd); border: 1px solid var(--ifb-hair); background: #fff; }
.ifb-proc-c { opacity: 0; transform: translateY(18px); transition: opacity .7s ease, transform .7s cubic-bezier(.2,.7,.2,1); }
.ifb-proc-s.is-in .ifb-proc-c { opacity: 1; transform: none; }
.ifb-proc-s.is-in .ifb-proc-n { background: var(--ifb-n); color: #fff; box-shadow: 0 0 0 6px rgba(201,168,92,.18); }
.ifb-proc-sum { margin: 1.2rem auto 0; max-width: 720px; padding: 1.6rem 1.8rem; background: #fff; border-top: 2px solid var(--ifb-g); text-align: center; }
.ifb-proc-sum strong { display: block; font: 500 1.9rem/1.2 "Cormorant Garamond", Georgia, serif; color: var(--ifb-n); margin-bottom: .4rem; }
.ifb-proc-sum p { margin: 0; font: 400 .95rem/1.65 "DM Sans", sans-serif; color: var(--ifb-ink); }
@media (max-width: 760px) {
  .ifb-proc-tl::before, .ifb-proc-bar { left: 22px; }
  .ifb-proc-s, .ifb-proc-s:nth-child(even) { width: auto; margin-left: 0; padding: 0 0 2.2rem 4.2rem; text-align: left; }
  .ifb-proc-n, .ifb-proc-s:nth-child(even) .ifb-proc-n { left: 0; right: auto; }
}
@media (prefers-reduced-motion: reduce) { .ifb-proc-c { opacity: 1; transform: none; transition: none; } .ifb-proc-bar { transition: none; } }
@media print { .ifb-proc-c { opacity: 1 !important; transform: none !important; } }

/* 33. Animated payment chain (operational structure: indirect settlement) */
.ifb-flow { background: var(--ifb-ivory); padding: clamp(1.6rem, 1rem + 2vw, 2.6rem) clamp(12px, 3vw, 28px); box-sizing: border-box; width: 100%; }
.ifb-flow ol { list-style: none; margin: 0 auto; padding: 0; max-width: 360px; }
.ifb-flow li { position: relative; }
.ifb-flow-c { display: flex; align-items: center; gap: 14px; padding: 14px 18px; background: #fff; border: 1px solid var(--ifb-hair); border-left: 3px solid var(--ifb-n); box-shadow: 0 10px 22px -18px rgba(11,29,58,.5); animation: ifbFlowCard 7.5s infinite; animation-delay: calc(var(--i) * 1.25s); }
.ifb-flow-c svg { flex: 0 0 56px; width: 56px; height: 52px; filter: drop-shadow(0 4px 4px rgba(11,29,58,.18)); }
.ifb-flow-c b { display: block; font: 500 1.18rem/1.2 "Cormorant Garamond", Georgia, serif; color: var(--ifb-n); }
.ifb-flow-c small { display: block; margin-top: 2px; font: 500 .66rem/1.3 "DM Sans", sans-serif; letter-spacing: .14em; text-transform: uppercase; color: var(--ifb-gd); }
.ifb-flow-c.is-ifb { border-left-color: var(--ifb-g); }
.ifb-flow-c.is-cb { border-left-color: var(--ifb-gd); background: #fffaf0; }
.ifb-flow-a { position: relative; height: 34px; margin-left: 46px; }
.ifb-flow-a::before { content: ""; position: absolute; left: 0; top: 4px; bottom: 4px; width: 2px; background: repeating-linear-gradient(var(--ifb-g) 0 4px, transparent 4px 8px); }
.ifb-flow-a::after { content: ""; position: absolute; left: -4px; top: 0; width: 10px; height: 10px; border-radius: 50%; background: var(--ifb-g); box-shadow: 0 0 0 4px rgba(201,168,92,.22); opacity: 0; animation: ifbFlowDot 7.5s infinite; animation-delay: calc(var(--i) * 1.25s + .55s); }
@keyframes ifbFlowCard { 0%, 16%, 100% { transform: none; box-shadow: 0 10px 22px -18px rgba(11,29,58,.5); } 5%, 11% { transform: translateX(6px); box-shadow: 0 14px 28px -16px rgba(11,29,58,.55), inset 0 0 0 1px var(--ifb-g); } }
@keyframes ifbFlowDot { 0% { top: 0; opacity: 0; } 2% { opacity: 1; } 12% { top: 24px; opacity: 1; } 14%, 100% { top: 24px; opacity: 0; } }
@media (prefers-reduced-motion: reduce) { .ifb-flow-c, .ifb-flow-a::after { animation: none; } }

/* 34. Payment chain variant with detail (one external account, individual internal accounts) */
.ifb-flow--x ol { max-width: 440px; }
.ifb-flow--x .ifb-flow-c { align-items: flex-start; }
.ifb-flow--x .ifb-flow-c > span { flex: 1; min-width: 0; }
.ifb-flow-x { margin-top: .7rem; }
.ifb-flow-chips { display: flex; flex-wrap: wrap; gap: 5px; }
.ifb-flow-chips i { font: 600 .66rem/1 "DM Sans", sans-serif; font-style: normal; letter-spacing: .06em; padding: 6px 7px; background: var(--ifb-ivory); border: 1px solid var(--ifb-hair); color: var(--ifb-n); animation: ifbChip 7.5s infinite; animation-delay: calc(var(--k) * .18s); }
@keyframes ifbChip { 0%, 14%, 100% { background: var(--ifb-ivory); color: var(--ifb-n); } 4%, 9% { background: var(--ifb-n); color: #fff; } }
.ifb-flow-led { width: 100%; border-collapse: collapse; font: 500 .7rem/1.25 "DM Sans", sans-serif; color: var(--ifb-ink); font-variant-numeric: tabular-nums; }
.ifb-flow-led th { text-align: left; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; font-size: .6rem; color: var(--ifb-gd); padding: 0 4px 4px; border-bottom: 1px solid var(--ifb-hair); }
.ifb-flow-led td { padding: 3px 4px; border-bottom: 1px solid #f0ece2; }
.ifb-flow-led td:last-child, .ifb-flow-led th:last-child { text-align: right; }
.ifb-flow-led tbody tr { animation: ifbRow 7.5s infinite; animation-delay: calc(1.25s + var(--k) * .2s); }
@keyframes ifbRow { 0%, 12%, 100% { background: transparent; } 3%, 8% { background: rgba(201,168,92,.22); } }
.ifb-flow-tot { display: flex; justify-content: space-between; align-items: baseline; gap: 8px; padding: 7px 9px; background: var(--ifb-n); color: #fff; font: 500 .7rem/1.2 "DM Sans", sans-serif; letter-spacing: .08em; text-transform: uppercase; }
.ifb-flow-tot b { font: 500 1.15rem/1 "Cormorant Garamond", Georgia, serif; letter-spacing: 0; color: var(--ifb-gl); text-transform: none; }
.ifb-flow-ul { margin: 0; padding: 0; list-style: none; font: 400 .78rem/1.5 "DM Sans", sans-serif; color: var(--ifb-ink); }
.ifb-flow-ul li::before { content: "\2713"; color: var(--ifb-gd); font-weight: 700; margin-right: 6px; }
.ifb-flow-note { margin: .45rem 0 0; font: 400 .62rem/1.3 "DM Sans", sans-serif; letter-spacing: .1em; text-transform: uppercase; color: #8a8f9c; }
@media (prefers-reduced-motion: reduce) { .ifb-flow-chips i, .ifb-flow-led tbody tr { animation: none; } }
.ifb-flow ul.ifb-flow-ul { margin: 0 !important; padding: 0 !important; }
.ifb-flow ul.ifb-flow-ul li { margin: 0 0 2px !important; padding: 0 !important; font: 400 .8rem/1.45 "DM Sans", sans-serif !important; list-style: none; }
.ifb-flow ul.ifb-flow-ul li::marker { content: ""; }
.ifb-flow p.ifb-flow-note { margin: .8rem 0 0 !important; font: 500 .62rem/1.3 "DM Sans", sans-serif !important; letter-spacing: .14em; text-transform: uppercase; color: #8a8f9c; text-align: center; }
.ifb-flow-tot b { white-space: nowrap; }
@media (max-width: 420px) { .ifb-flow-tot { flex-direction: column; align-items: flex-start; } }

/* 35. Home: capital architecture (three monoliths joined by a gold line) */
.ifb-cap { margin: 1.8rem auto 2.4rem; max-width: 880px; }
.ifb-cap-svg { display: block; width: 100%; height: auto; overflow: visible; }
.ifb-cap-m { opacity: 0; transform: translateY(26px); transition: opacity 1s ease, transform 1.2s cubic-bezier(.2,.7,.2,1); }
.ifb-cap-m:nth-of-type(2) { transition-delay: .25s; } .ifb-cap-m:nth-of-type(3) { transition-delay: .5s; }
.ifb-cap-edge { fill: none; stroke: rgba(227,207,159,.55); stroke-width: 1; }
.ifb-cap-plat { fill: none; stroke: #c9a85c; stroke-width: 1.2; stroke-dasharray: 1; stroke-dashoffset: 1; transition: stroke-dashoffset 2.2s cubic-bezier(.6,0,.2,1) 3.6s; }
.ifb-cap.is-in .ifb-cap-plat { stroke-dashoffset: 0; }
.ifb-cap-line { fill: none; stroke: #c9a85c; stroke-width: 2.4; stroke-dasharray: 1; stroke-dashoffset: 1; transition: stroke-dashoffset 2.4s cubic-bezier(.6,0,.2,1) 1.3s; }
.ifb-cap-dot { fill: #c9a85c; opacity: 0; transition: opacity .5s; transition-delay: calc(1.3s + var(--k) * 1.1s); }
.ifb-cap-t { fill: #e3cf9f; font: 500 26px "Cormorant Garamond", Georgia, serif; letter-spacing: .02em; opacity: 0; transition: opacity .8s 1s; }
.ifb-cap.is-in .ifb-cap-m { opacity: 1; transform: none; }
.ifb-cap.is-in .ifb-cap-line { stroke-dashoffset: 0; }
.ifb-cap.is-in .ifb-cap-dot, .ifb-cap.is-in .ifb-cap-t { opacity: 1; }
section .ifb-cap p.ifb-cap-cap { margin: .4rem 0 0 !important; text-align: center !important; font: 500 .7rem/1.3 "DM Sans", sans-serif !important; letter-spacing: .22em; text-transform: uppercase; color: #c9a85c !important; }
@media (max-width: 600px) { .ifb-cap-t { font-size: 34px; } }
@media (prefers-reduced-motion: reduce) { .ifb-cap-m, .ifb-cap-line, .ifb-cap-dot, .ifb-cap-t { transition: none; } }

/* 36. Interactive cash-flow waterfall */
.ifb-wf { margin: 1.6rem 0 2rem; padding: clamp(18px, 3vw, 30px); background: var(--ifb-ivory); border-top: 2px solid var(--ifb-g); font-family: "DM Sans", sans-serif; color: var(--ifb-ink); text-align: left; }
.ifb-wf p.ifb-wf-k { margin: 0 0 .4rem !important; font: 500 .66rem/1.2 "DM Sans", sans-serif !important; letter-spacing: .2em; text-transform: uppercase; color: var(--ifb-gd) !important; }
.ifb-wf h4 { margin: 0 0 .4rem; font: 500 1.6rem/1.2 "Cormorant Garamond", Georgia, serif; color: var(--ifb-n); }
.ifb-wf p.ifb-wf-lead { margin: 0 0 1.1rem !important; font: 400 .95rem/1.6 "DM Sans", sans-serif !important; }
.ifb-wf-ctl { display: flex; flex-wrap: wrap; gap: 8px 10px; align-items: center; margin-bottom: 1.2rem; }
.ifb-wf-ctl button { font: 500 .72rem/1 "DM Sans", sans-serif; letter-spacing: .1em; text-transform: uppercase; padding: 10px 14px; border: 1px solid var(--ifb-n); background: #fff; color: var(--ifb-n); cursor: pointer; }
.ifb-wf-ctl button.is-on { background: var(--ifb-n); color: #fff; }
.ifb-wf-sl { display: flex; align-items: center; gap: 10px; margin-left: auto; font: 500 .72rem/1 "DM Sans", sans-serif; letter-spacing: .1em; text-transform: uppercase; color: var(--ifb-gd); }
.ifb-wf-sl input { width: 150px; accent-color: #c9a85c; }
.ifb-wf-sl b { min-width: 2.2em; font: 600 1rem/1 "DM Sans", sans-serif; color: var(--ifb-n); letter-spacing: 0; }
.ifb-wf-body { display: grid; grid-template-columns: 110px 1fr; gap: 18px; align-items: stretch; }
.ifb-wf-src { position: relative; background: linear-gradient(#e3cf9f, #c9a85c); display: flex; align-items: flex-end; justify-content: center; padding: 12px 6px; box-shadow: inset 0 -10px 18px rgba(168,135,62,.35); }
.ifb-wf-src-in { text-align: center; color: var(--ifb-n); }
.ifb-wf-src-in span { display: block; font: 600 .62rem/1 "DM Sans", sans-serif; letter-spacing: .16em; text-transform: uppercase; }
.ifb-wf-src-in strong { font: 500 2rem/1.1 "Cormorant Garamond", Georgia, serif; }
.ifb-wf-tiers { list-style: none; margin: 0 !important; padding: 0 !important; }
.ifb-wf-tiers li { margin: 0 0 10px !important; padding: 0 !important; list-style: none; }
.ifb-wf-tiers li::marker { content: ""; }
.ifb-wf-l { display: flex; align-items: baseline; gap: 8px; font: 500 .86rem/1.3 "DM Sans", sans-serif; color: var(--ifb-n); margin-bottom: 4px; }
.ifb-wf-l i { font: 600 .68rem/1 "DM Sans", sans-serif; font-style: normal; color: var(--ifb-gd); }
.ifb-wf-l em { margin-left: auto; font: 600 .82rem/1 "DM Sans", sans-serif; font-style: normal; font-variant-numeric: tabular-nums; color: var(--ifb-n); }
.ifb-wf-bar { height: 16px; background: #fff; border: 1px solid var(--ifb-hair); overflow: hidden; }
.ifb-wf-fill { height: 100%; width: 0; transition: width .9s cubic-bezier(.2,.7,.2,1); }
.ifb-wf-tiers li.is-short .ifb-wf-l em { color: #a3372f; }
.ifb-wf-tiers li.is-short .ifb-wf-bar { border-color: #d9a39d; }
.ifb-wf-tiers li.is-lock .ifb-wf-l em { color: #a3372f; font-size: .72rem; letter-spacing: .06em; text-transform: uppercase; }
.ifb-wf-out { display: flex; flex-wrap: wrap; gap: 10px 22px; align-items: center; margin-top: 1rem; padding: 12px 16px; background: var(--ifb-n); color: #fff; }
.ifb-wf-out span { display: block; font: 500 .62rem/1.2 "DM Sans", sans-serif; letter-spacing: .16em; text-transform: uppercase; color: var(--ifb-gl); }
.ifb-wf-out strong { font: 500 1.8rem/1.1 "Cormorant Garamond", Georgia, serif; }
.ifb-wf-out p.ifb-wf-msg { flex: 1 1 240px; margin: 0 !important; font: 400 .88rem/1.5 "DM Sans", sans-serif !important; color: #fff !important; }
.ifb-wf.is-warn .ifb-wf-out { background: #5a4417; }
.ifb-wf.is-bad .ifb-wf-out { background: #6b231d; }
@media (max-width: 640px) { .ifb-wf-body { grid-template-columns: 1fr; } .ifb-wf-src { padding: 10px; } .ifb-wf-sl { margin-left: 0; width: 100%; } .ifb-wf-sl input { flex: 1; } }
@media (prefers-reduced-motion: reduce) { .ifb-wf-fill { transition: none; } }
@media print { .ifb-wf-ctl { display: none; } }

/* 37. Securitisation: assets -> SPV -> tranches */
.ifb-sec { position: relative; display: grid; grid-template-columns: 1fr 70px 1fr 70px 1fr; align-items: center; gap: 0 6px; margin: 2rem 0 2.4rem; padding: clamp(20px, 3vw, 34px) clamp(16px, 2.6vw, 30px) 54px; background: var(--ifb-ivory); border-top: 2px solid var(--ifb-g); font-family: "DM Sans", sans-serif; }
.ifb-sec p.ifb-sec-h { margin: 0 0 .7rem !important; font: 600 .64rem/1.2 "DM Sans", sans-serif !important; letter-spacing: .2em; text-transform: uppercase; color: var(--ifb-gd) !important; text-align: center; }
.ifb-sec-col { text-align: center; }
.ifb-sec-a { display: flex; align-items: center; gap: 10px; margin: 0 0 8px; padding: 6px 10px; background: #fff; border: 1px solid var(--ifb-hair); text-align: left; opacity: 0; transform: translateX(-18px); transition: opacity .6s, transform .7s cubic-bezier(.2,.7,.2,1); transition-delay: calc(var(--k) * .35s); }
.ifb-sec-a svg { flex: 0 0 46px; width: 46px; height: 42px; filter: drop-shadow(0 3px 3px rgba(11,29,58,.15)); }
.ifb-sec-a span { font: 500 .82rem/1.25 "DM Sans", sans-serif; color: var(--ifb-n); }
.ifb-sec-arr { position: relative; height: 40px; opacity: 0; transition: opacity .5s; transition-delay: calc(var(--k) * .35s); }
.ifb-sec-arr i { position: absolute; left: 4px; right: 10px; top: 14px; height: 2px; background: var(--ifb-g); transform-origin: left; transform: scaleX(0); transition: transform .7s ease; transition-delay: calc(var(--k) * .35s + .1s); }
.ifb-sec-arr i::after { content: ""; position: absolute; right: -8px; top: -5px; border: 6px solid transparent; border-left: 9px solid var(--ifb-g); }
.ifb-sec-arr small { position: absolute; left: 0; right: 0; top: 22px; text-align: center; font: 500 .58rem/1.2 "DM Sans", sans-serif; letter-spacing: .12em; text-transform: uppercase; color: var(--ifb-gd); }
.ifb-sec-spv { opacity: 0; transform: scale(.92); transition: opacity .7s 1.4s, transform .9s cubic-bezier(.2,.7,.2,1) 1.4s; }
.ifb-sec-spvsvg { width: 100%; max-width: 170px; height: auto; display: block; margin: 0 auto; }
.ifb-sec-pool { opacity: 0; transform: translateY(-14px); transition: opacity .6s 1.9s, transform .8s 1.9s; }
.ifb-sec-spv b, .ifb-sec-tr b { display: block; font: 500 1.15rem/1.2 "Cormorant Garamond", Georgia, serif; color: var(--ifb-n); }
.ifb-sec-spv b { margin-top: .3rem; }
.ifb-sec-spv small { display: block; margin-top: 2px; font: 400 .72rem/1.35 "DM Sans", sans-serif; color: var(--ifb-ink); }
.ifb-sec-trsvg { width: 100%; max-width: 160px; height: auto; display: block; margin: 0 auto .4rem; }
.ifb-sec-t1, .ifb-sec-t2, .ifb-sec-t3 { opacity: 0; transform: translateY(-16px); transition: opacity .5s, transform .7s cubic-bezier(.2,.7,.2,1); }
.ifb-sec-t3 { transition-delay: 2.5s; } .ifb-sec-t2 { transition-delay: 2.8s; } .ifb-sec-t1 { transition-delay: 3.1s; }
.ifb-sec-tr ul { list-style: none; margin: 0 !important; padding: 0 !important; text-align: left; }
.ifb-sec-tr li { margin: 0 0 4px !important; padding: 0 0 0 14px !important; position: relative; font: 400 .74rem/1.35 "DM Sans", sans-serif !important; color: var(--ifb-ink); opacity: 0; transition: opacity .6s; }
.ifb-sec-tr li::marker { content: ""; }
.ifb-sec-tr li b { display: inline; font: 600 .74rem/1.35 "DM Sans", sans-serif; }
.ifb-sec-tr li::before { content: ""; position: absolute; left: 0; top: .35em; width: 8px; height: 8px; }
.ifb-sec-tr li.t1::before { background: #1f3a6b; } .ifb-sec-tr li.t2::before { background: #2f858b; } .ifb-sec-tr li.t3::before { background: #c9a85c; }
.ifb-sec-tr li.t1 { transition-delay: 3.4s; } .ifb-sec-tr li.t2 { transition-delay: 3.6s; } .ifb-sec-tr li.t3 { transition-delay: 3.8s; }
.ifb-sec p.ifb-sec-foot { grid-column: 1 / -1; margin: 1.2rem 0 0 !important; text-align: center; font: 500 .9rem/1.5 "DM Sans", sans-serif !important; color: var(--ifb-n) !important; opacity: 0; transition: opacity .8s 4.1s; }
.ifb-sec-re { position: absolute; right: 14px; bottom: 12px; font: 500 .62rem/1 "DM Sans", sans-serif; letter-spacing: .14em; text-transform: uppercase; padding: 7px 10px; background: transparent; border: 1px solid var(--ifb-hair); color: var(--ifb-gd); cursor: pointer; }
.ifb-sec.is-in .ifb-sec-a, .ifb-sec.is-in .ifb-sec-arr, .ifb-sec.is-in .ifb-sec-spv, .ifb-sec.is-in .ifb-sec-pool, .ifb-sec.is-in .ifb-sec-t1, .ifb-sec.is-in .ifb-sec-t2, .ifb-sec.is-in .ifb-sec-t3, .ifb-sec.is-in .ifb-sec-tr li, .ifb-sec.is-in .ifb-sec-foot { opacity: 1; transform: none; }
.ifb-sec.is-in .ifb-sec-arr i { transform: scaleX(1); }
@media (max-width: 800px) {
  .ifb-sec { grid-template-columns: 1fr; gap: 6px; }
  .ifb-sec-arr { height: 54px; width: 60px; margin: 0 auto; }
  .ifb-sec-arr i { left: 29px; right: auto; top: 4px; bottom: 14px; width: 2px; height: auto; transform-origin: top; transform: scaleY(0); }
  .ifb-sec.is-in .ifb-sec-arr i { transform: scaleY(1); }
  .ifb-sec-arr i::after { right: auto; left: -5px; top: auto; bottom: -10px; border: 6px solid transparent; border-top: 9px solid var(--ifb-g); }
  .ifb-sec-arr small { top: 14px; left: 40px; right: auto; text-align: left; white-space: nowrap; }
  .ifb-sec-assets, .ifb-sec-tr { max-width: 340px; margin: 0 auto; width: 100%; }
}
@media (prefers-reduced-motion: reduce) { .ifb-sec * { transition: none !important; } }
@media print { .ifb-sec * { opacity: 1 !important; transform: none !important; } .ifb-sec-re { display: none; } }
.ifb-sec .ifb-sec-tr ul li, .ifb-sec .ifb-sec-tr ul li b { font-size: .76rem !important; line-height: 1.4 !important; text-align: left !important; letter-spacing: 0 !important; }
.ifb-sec .ifb-sec-tr ul li { font-family: "DM Sans", sans-serif !important; }
.ifb-sec .ifb-sec-tr ul li b { font-weight: 600 !important; }
.ifb-sec-trsvg { max-width: 130px; }

/* 38. Balance sheet of a loan (Basel page) */
.ifb-bs { margin: 1.6rem 0 2rem; padding: clamp(18px, 3vw, 30px); background: var(--ifb-ivory); border-top: 2px solid var(--ifb-g); font-family: "DM Sans", sans-serif; }
.ifb-bs p.ifb-bs-k { margin: 0 0 .4rem !important; font: 500 .66rem/1.2 "DM Sans", sans-serif !important; letter-spacing: .2em; text-transform: uppercase; color: var(--ifb-gd) !important; }
.ifb-bs h4 { margin: 0 0 1rem; font: 500 1.6rem/1.2 "Cormorant Garamond", Georgia, serif; color: var(--ifb-n); }
.ifb-bs-ctl { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 1rem; }
.ifb-bs-ctl button { font: 500 .7rem/1.2 "DM Sans", sans-serif; letter-spacing: .08em; text-transform: uppercase; padding: 10px 13px; border: 1px solid var(--ifb-n); background: #fff; color: var(--ifb-n); cursor: pointer; }
.ifb-bs-ctl button.is-on { background: var(--ifb-n); color: #fff; }
.ifb-bs-stage { position: relative; max-width: 520px; margin: 0 auto; padding-top: 78px; }
.ifb-bs-stage svg { display: block; width: 100%; height: auto; }
.ifb-bs-lab { position: absolute; top: 0; width: 46%; text-align: center; }
.ifb-bs-lab.l { left: 0; } .ifb-bs-lab.r { right: 0; }
.ifb-bs-lab span { display: block; font: 600 .62rem/1.2 "DM Sans", sans-serif; letter-spacing: .18em; text-transform: uppercase; color: var(--ifb-gd); }
.ifb-bs-lab b { display: block; font: 500 1.05rem/1.2 "Cormorant Garamond", Georgia, serif; color: var(--ifb-n); }
.ifb-bs-lab strong { display: block; font: 600 .85rem/1.3 "DM Sans", sans-serif; color: var(--ifb-n); font-variant-numeric: tabular-nums; }
.ifb-bs p.ifb-bs-msg { margin: .8rem 0 0 !important; padding: 12px 16px; background: var(--ifb-n); color: #fff !important; font: 400 .9rem/1.5 "DM Sans", sans-serif !important; min-height: 3em; }
@media print { .ifb-bs-ctl { display: none; } }

/* 39. Document verification demonstration */
.ifb-vd { margin: 1.4rem 0 2rem; padding: clamp(18px, 3vw, 28px); background: var(--ifb-ivory); border-top: 2px solid var(--ifb-g); font-family: "DM Sans", sans-serif; }
.ifb-vd p.ifb-vd-k { margin: 0 0 .8rem !important; font: 600 .64rem/1.3 "DM Sans", sans-serif !important; letter-spacing: .18em; text-transform: uppercase; color: #a3372f !important; }
.ifb-vd-ctl { display: flex; flex-wrap: wrap; align-items: center; gap: 8px; margin-bottom: 1.2rem; }
.ifb-vd-ctl span { font: 500 .7rem/1 "DM Sans", sans-serif; letter-spacing: .12em; text-transform: uppercase; color: var(--ifb-gd); }
.ifb-vd-ctl button { font: 500 .7rem/1.2 "DM Sans", sans-serif; letter-spacing: .08em; text-transform: uppercase; padding: 9px 12px; border: 1px solid var(--ifb-n); background: #fff; color: var(--ifb-n); cursor: pointer; }
.ifb-vd-ctl button.is-on { background: var(--ifb-n); color: #fff; }
.ifb-vd-body { display: grid; grid-template-columns: 120px 1fr; gap: 20px; align-items: center; }
.ifb-vd-doc { position: relative; width: 120px; height: 120px; overflow: hidden; }
.ifb-vd-doc svg { width: 100%; height: 100%; filter: drop-shadow(0 6px 6px rgba(11,29,58,.18)); }
.ifb-vd-scan { position: absolute; left: 0; right: 0; top: 0; height: 3px; background: linear-gradient(90deg, transparent, #c9a85c, transparent); box-shadow: 0 0 12px 3px rgba(201,168,92,.55); opacity: 0; }
.ifb-vd.is-scan .ifb-vd-scan { opacity: 1; animation: ifbScan 1.2s ease-in-out infinite alternate; }
@keyframes ifbScan { from { top: 8%; } to { top: 88%; } }
.ifb-vd-steps { list-style: none; margin: 0 !important; padding: 0 !important; }
.ifb-vd-steps li { display: flex; align-items: center; gap: 10px; margin: 0 0 8px !important; padding: 10px 12px !important; background: #fff; border: 1px solid var(--ifb-hair); font: 500 .86rem/1.3 "DM Sans", sans-serif !important; color: #9aa1ad; text-align: left !important; transition: color .3s, border-color .3s; }
.ifb-vd-steps li::marker { content: ""; }
.ifb-vd-steps li b { color: var(--ifb-gd); font-weight: 600; }
.ifb-vd-ic { flex: 0 0 22px; width: 22px; height: 22px; border-radius: 50%; border: 1px solid var(--ifb-hair); display: grid; place-items: center; font: 700 .8rem/1 "DM Sans", sans-serif; color: #fff; }
.ifb-vd-steps li.is-pass { color: var(--ifb-n); border-color: #9fcdb3; } .ifb-vd-steps li.is-pass .ifb-vd-ic { background: #2f8f5b; border-color: #2f8f5b; } .ifb-vd-steps li.is-pass .ifb-vd-ic::before { content: "\2713"; }
.ifb-vd-steps li.is-fail { color: var(--ifb-n); border-color: #e0a8a2; } .ifb-vd-steps li.is-fail .ifb-vd-ic { background: #a3372f; border-color: #a3372f; } .ifb-vd-steps li.is-fail .ifb-vd-ic::before { content: "\2715"; }
.ifb-vd-steps li.is-skip { color: #9aa1ad; } .ifb-vd-steps li.is-skip .ifb-vd-ic::before { content: "\2013"; color: #9aa1ad; }
.ifb-vd-res { margin-top: 1rem; padding: 12px 16px; background: #fff; border-left: 3px solid var(--ifb-hair); opacity: .35; min-height: 3.2em; transition: opacity .4s; }
.ifb-vd-res.is-on { opacity: 1; }
.ifb-vd-res strong { display: block; font: 500 1.35rem/1.2 "Cormorant Garamond", Georgia, serif; color: var(--ifb-n); }
.ifb-vd .ifb-vd-res p { margin: .2rem 0 0 !important; font: 400 .88rem/1.5 "DM Sans", sans-serif !important; color: var(--ifb-ink) !important; opacity: 1 !important; transform: none !important; }
.ifb-vd-res.is-ok { border-left-color: #2f8f5b; } .ifb-vd-res.is-ok strong { color: #23704a; }
.ifb-vd-res.is-bad { border-left-color: #a3372f; } .ifb-vd-res.is-bad strong { color: #a3372f; }
@media (max-width: 600px) { .ifb-vd-body { grid-template-columns: 1fr; } .ifb-vd-doc { margin: 0 auto; } }
@media (prefers-reduced-motion: reduce) { .ifb-vd.is-scan .ifb-vd-scan { animation: none; } }
@media print { .ifb-vd { display: none; } }